With the future of social security "up in the air," retirement has been brought into the "limelight."  Corporate America has also begun a re-structuring of their pension and retirement plans leaving us even more responsible for saving and investing for our retirement.  We're also living longer, which means we have to save and invest for more retirement years.

By looking at your anticipated cost of living, current retirement assets, current retirement savings/investment programs, and the expected rates of inflation, our representatives can help you estimate the cost of your retirement.  Contact an FMSI investment professional to receive an in-depth review of your current retirement situation, plus a comprehensive retirement strategy for you and your family.  They will help you decide which IRA or investment best suits your retirement. 

Interested in an IRA?  Traditional IRAs offer you the potential to make tax-deductible contributions and to achieve tax-deferred earnings. With a Roth IRA, although contributions are not tax-deductible, your earnings grow tax-deferred and you may be eligible for tax-free distributions. 

Offer your employees a retirement plan that works.  Establish a business retirement plan that will attract and retain valuable employees.  The SEP and SIMPLE IRA Plans are low-cost, convenient and relatively easy retirement plans to administer, and each offers small business owners the benefits of tax deduction and tax deferral.  Our investment representatives are ready to assist you, no matter what your retirement needs may be.