You've spent a lifetime managing your money and making wise investment decisions.  Now you can make sure your hard-work is passed on to your loved ones as planned.  Developing a new estate plan or updating your current plan can be confusing.  Our investment advisors are here to help you develop a plan that meets your succession goals, minimizes taxes, and efficiently transfers wealth to your heirs.  In order to control who manages and receives your assets at your death and minimize administrative expenses and legal fees, proper estate planning is required.

Estate planning allows you to protect your heirs by providing them with wealth management continuity throughout your lifetime and beyond.  By planning your estate, you enable yourself to transfer a greater share of your assets to your heirs and favored charities/causes after your death.

Your estate may incur a federal estate tax liability at a maximum rate of 47% for 2005. The Federal exemption amount for 2005 is $1,500,000 per person.  There are many alternatives available to help you protect your assets.  There are a number of personal trusts you can use allowing you more control of your wealth.  Contact a financial representative today!