FIRST MIDWEST SECURITIES INCORPORATED (“FMSI”) PROVIDES ALL INFORMATION AND MATERIALS ON THIS WEB SITE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS. IF THESE TERMS AND CONDITIONS ARE NOT ACCEPTABLE IN FULL, YOU MUST IMMEDIATELY TERMINATE YOUR USE OF THIS SITE.

Content of First Midwest Securities web site
FMSI official Internet Web site (“Site”) is intended to provide FMSI clients and other investors with general information regarding investing, and other specific information pertaining to FMSI client accounts. This Site is provided for informational purposes only and does not constitute an offer to sell nor a solicitation of an offer to buy any security referenced in this Site. The information provided on this Site is for personal, non-commercial use. FMSI is not providing specific investment advice to any individual viewing the content of the Site and does not represent that the securities or services described herein are suitable for any specific investor. Investors are advised not to rely on any information contained in this Site in the process of making a fully informed investment decision. Users of the Site should contact a First Midwest Financial Representative via our ("Rep Search") web page before making any investment decisions. FMSI does not provide tax or legal advice.

Information contained on this Site reflects the authors' analysis and other information available as of the publication date. Some information is gathered from external sources. FMSI believes this information to be accurate, however FMSI does not guarantee the accuracy, completeness or timeliness of such information and such information is subject to change. FMSI is under no obligation to update the information to reflect changes after the publication date.

Products and Services
First Midwest Securities Inc., is an independent fully disclosed Broker/Dealer offering a wide range of products and services. Not all products and/or services are suitable and/or available to everyone. Please call FMSI to set up an appointment to discuss your investment objectives and the specific impact that investments may/may not have on you and your investment needs. All product selections must be accompanied by a full disclosure from you detailing but not limited to your Risk Tolerance, Income, Time Horizon, Investment Needs, Goals, and Objectives.

All investment products include a degree of risk. Investments fluctuate and when sold, redeemed, and or bought back, may be worth more or less then when initially purchased and or sold short, and includes the potential for loss off principal. Do not invest in a security until you fully understand the investment and its associated risks.

Past performance is not indicative of future results.

Notice for Non-U.S. Investors
This Site has been published in the United States for residents of the United States. This Site is not intended for use by, or to provide any information to, investors outside of the United States. Investors outside of the United States may be subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this Site. No security, investment advisory service, or other product or service will be offered or sold in any jurisdiction in which such offer, solicitation, purchase or sale would be contrary to the securities laws or other local laws and regulations. U.S. investors should be advised that not all investments discussed on the Site may be available in all states. FMSI reserves the right to require proof of residence from any user accessing the Site and requesting information.

Nothing on this Site shall be construed to be a solicitation to buy or an offer to sell any security, product or service to any non-US investor, nor shall any such security, product or service be solicited, offered or sold in any jurisdiction where such activity would be contrary to the securities laws or other local laws and regulations, or would subject FMSI or any of its affiliates to any registration requirement within such jurisdiction.

Site Ownership and Restrictions on Use
FMSI and/or its licensors own all rights, title and interest in and to the data, text, graphics and other materials (“Materials”) appearing on and/or generated by this Site, including all copyright, trademark and other intellectual property rights therein.

Except as otherwise provided for herein, you may view, download, print or distribute Materials for your personal and non-commercial use only, provided you do not obscure or remove any copyright or other notices. You may not otherwise copy, publish, display, distribute, commercially exploit, modify, reverse engineer, disassemble, translate, adapt, create derivative works from, transfer or sell in any form or by any means any portion of this Site (including, but not limited to, any Materials), any underlying computer code or other aspects of the Site.

Prohibited Use
As a condition of your use of the Site, you agree that you will not use the Site for any purpose that is unlawful or prohibited by the applicable terms and conditions. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through this Site. You may not link your site or any other site to t his Site.

Important Restrictions on E-Mail Communication
This Site enables you to electronically communicate by sending electronic (“e-mail“) messages to FMSI and/or its employees and representatives. In your use of this Site, you agree not to use e-mail to give FMSI any instruction for your account's to place orders to purchase or sell a security or to transfer funds. You may not use e-mail to provide FMSI with any other personal credit information, to give notice of a change of address, to give instructions to change or confirm your password, or to give FMSI any time-sensitive instructions. FMSI shall not be responsible for following the instructions of such e-mail instructions, regardless of when FMSI receives them, and cannot guarantee it will take any action as a result of having received such instructions. FMSI shall not be liable for any actions taken or any omissions to act as a result of any e-mail message(s) sent to FMSI and/or its employees and representatives.

Modifications to the Site and to the Terms and Conditions
FMSI reserves the right at any time to modify or discontinue on a temporary or permanent basis the operation of this Site and/or any information, products and/or services available on this Site without notice.

FMSI also reserves the right at any time to modify these Terms and Conditions and any other applicable terms and conditions to your use of the Site. Such modifications will be made on the applicable Site pages. It is your responsibility to review these Terms and Conditions and any other notices on the Site on a regular basis to identify any such modifications. Your continued use of the Site serves as your acknowledgement and agreement to observe the applicable terms and conditions. FMSI does not have any obligation to notify you of any changes made to the terms and conditions of this Site, other than in the manner described.

Links to Other Web Sites
As a convenience to you, this Site may provide links to other Web sites. The inclusion of any such link does not imply any type of endorsement by FMSI of the linked site, its operators or any of the content, advertising, information, links, products, services or other material available on or through such sites. FMSI has no control over the linked sites and is not responsible or liable for any content, advertising, information, links, products, services or other materials available on such sites. FMSI is not responsible for the privacy practices of these linked sites. FMSI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, information, links, products, services or other material available on or through any such linked site.

FMSI is not affiliated with Central Illinois proud.com, WMBD, its partners, affiliates, and or representatives, and operates independently from all other business listed on the Central Illinois proud.com web pages.

Security and Use of Password
Certain additional information and services available on this Site are accessible to you if you have been provided with a Username and Password (“Password User“), including access to information about your FMSI account. In order to obtain a password, contact your FMSI Financial Representative. Use of the additional information and services shall be subject to additional terms and conditions. You, as a Password User, are solely responsible for (1) maintaining the confidentiality of the password and user ID, and (2) all activities that occur by users of the password and user ID. FMSI shall have an obligation to determine if the user of the password and user ID is the Password User. The Password User shall immediately notify its FMSI Financial Representative of any loss or theft of the password, or if the confidentiality of the password has otherwise been compromised in any way. FMSI will not be responsible or liable for any loss, expense, or damage arising in any way from use of the password and user ID and/or the accessing of information or materials herewith.

Disclaimer and Limitation of Liability
FMSI AND ITS DATA PROVIDERS ACCEPT NO RESPONSIBILITY FOR AND MAKE NO WARRANTIES OF ANY KIND REGARDING THE SUITABILITY, RELIABILITY, COMPLETENESS, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION AVAILABLE ON OR THROUGH THIS SITE, AND CANNOT ASSUME OR BE RESPONSIBLE FOR ANY FINANCIAL RESULTS BASED ON THE USE OF SUCH INFORMATION. ANY QUOTATIONS OR OTHER PRICING INFORMATION PROVIDED ON THIS SITE MAY BE DELAYED OR OUTDATED AND MAY NOT REFLECT THE PRICES AT WHICH THE QUOTED SECURITIES MAY BE BOUGHT OR SOLD.

THIS SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY SITE-RELATED SERVICE, IS PROVIDED “AS IS” WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH REGARD TO USE OF THE SITE AND ANY INFORMATION AVAILABLE ON OR THROUGH THE SITE EITHER EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS SITE, SITE-RELATED SERVICES, AND HYPERLINKED SITES. NO ORAL OR WRITTEN INFORMATION OR ADVICE GIVEN BY FMSI OR FMSI'S AUTHORIZED REPRESENTATIVES SHALL CREATE A WARRANTY OR IN ANY WAY INCREASE THE SCOPE OF THIS WARRANTY.

IN NO EVENT SHALL FMSI OR ITS DATA PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL OR ANY OTHER DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH (1) THE USE OR PERFORMANCE OF THE SITE OR ANY HYPERLINKED SITE, (2) THE DELAY OR INABILITY TO USE THE SITE IN WHOLE OR IN PART, (3) ANY RELIANCE BY YOU ON INFORMATION PROVIDED ON OR THROUGH THIS SITE OR ANY HYPERLINKED SITE, OR ON THE RELIABILITY, ACCURACY, COMPLETENESS, SEQUENCE OR TIMELINESS THEREOF, (4) ANY USE BY YOU OF E-MAIL, OR (5) TERMINATION OR MODIFICATION BY FMSI OF THE SITE OR ANY SERVICES OR INFORMATION PROVIDED THEREON, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FMSI OR ITS DATA PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

IN ADDITION TO AND WITHOUT LIMITING THE FOREGOING, FMSI SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, VIA USE OF THE SITE, OF A COMPUTER VIRUS OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY.

IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS AND CONDITIONS OF USE OF THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS SITE.